Individual
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Tax Returns, Planning & AdvicE

Keep more, stress less, sleep better.

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Smarter tax outcomes for everyday Australians.

Whether you are a salary earner, investor, or self-funded retiree, getting your tax right matters. At PAL Accounting & Advisory, we help individuals across Geelong and beyond keep more of what they earn, avoid costly mistakes, stay compliant year after year, and plan ahead to make their money work harder for them.

 Everything We Do to Keep Tax in Check

Individual tax returns

Whether simple or complex, we’ll get your return lodged accurately, on time, and with every deduction you’re owed. No jargon—just solid advice and a smooth process.

Tax planning for individuals

Smart planning means less tax and more money in your pocket. We’ll help you make the right moves before 30 June—and set you up for future wins too.

Investment property tax advice

From negative gearing to deductions and CGT—we’ll help you get the most from your property and stay clear of ATO traps.

Retirement and superannuation tax advice

Whether you’re winding down or just starting to plan, we’ll help you navigate super, pensions and tax-smart strategies for a better retirement.

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Your Tax Partner

With over 40 years of experience and a team that understands the ins and outs of business, property, and personal tax, we’re not just here to lodge your return. We’re here to keep your tax bill low, your cash flow healthy, and your ATO stress level at zero.

  • No judgment, we’ve seen it all!
  • Fixed fees, no surprise invoices... ever
  • Pay only for what you need,
no fluff or hidden extras
  • Proactive support (not just once a year)
  • Real people, not AI robots, that actually care

Let’s get your numbers working for you

If you’re tired of flying blind or feeling buried in admin, let’s chat. Whether you need bookkeeping support, smarter reporting, or a full-service accounting partner, PAL Accounting & Advisory is here to help.

*Commitment & pressure free!